9/7/2018 | When we are young, we think that all it takes to be financially secure in your golden years is to make a lot of money while we can. Recent celebrity news is teaching us something different. No matter how much money you make in your life, it’s carefully managing your money – with...
Ruin your credit in one hour
December 6, 2016 / Casey Fleming, Editor How can you take your credit score down 50, 100 or even 150 points in a single hour? It’s possible, and what is amazing is that it’s not that hard. People do it all the time. Let’s start with a little background. Your credit score is a measure...
Financial Planner, Investment Advisor or Asset Manager – Which is Right for You?
Jacob Johnson / November 11, 2016 So, you’re looking into investing, or maybe have been cracking at it for a while when a friend says, “My investment advisor told me to buy this mutual fund”. You ask, “What’s an investment advisor?” Another friend over lunch that same day says that they finally got their estate...
Will Fannie and Freddie Go Broke?
Casey Fleming Nov. 5, 2016 A couple of news outlets this week picked up a report that concluded that Fannie Mae and Freddie Mac would be broke by 2018. Say what? Since we are having the best year in the mortgage business since 2007, and Fannie / Freddie (“the agencies”) make 90% or so of...
New Way to Pass on Real Estate Upon Death
Jamie Elder / October 10, 2016 There are only three certainties in life: taxes, death, and someone is going to be fighting over your estate if you die without putting your intentions in writing, especially if you own real estate. Of course you probably know you should have either a trust or a will, but...