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New Way to Pass on Real Estate Upon Death

Jamie Elder / October 10, 2016 There are only three certainties in life: taxes, death, and someone is going to be fighting over your estate if you die without putting your intentions in writing, especially if you own real estate. Of course you probably know you should have either a trust or a will, but...

Pick Your Team of Budget Directors

Sara Colley / October 8, 2016 Primary Wage Earner If you are a single person, you needn’t worry about asking anyone else to contribute to your budget plan. However, you may want input from outside experts to help you create a realistic one. Talk to your financial planner if you have one, of course, or...

Non-Negotiable Budget Categories

Sara Colley / October 7, 2016 Non-Negotiable Budget Categories Some expenses you will not be able to easily change. It is important, therefore, to get your initial budget numbers right in these categories, or else you are not likely to be able to successfully follow your budget. In each of these categories you probably can...

Long Term Interest Rate Outlook – Opposing Views

Casey Fleming / October 5, 2016 I write about interest rates a lot, because folks seem to want to know. In my experience, it’s not hard to be right most of the time when projecting out, say, 24 hours or so. Beyond that things get quite murky. We still try, but really who knows? So...

Cutting Utilities

Sara Colley / September 24, 2016 Cutting Expenses, Continued Utilities When most folks think of utilities they think they can’t possibly cut back anywhere.  You’d be surprised. Cable / Television The first place to look is your cable or satellite bill.  Cable is no longer the lifeline it once was.  You can get most television...