What Drives Interest Rates?

Have you been watching interest rates going up and down, and wondered why?  What drives interest rates?  Are they totally unpredictable, or can we get a sense for what direction interest rates are headed? As it turns out, they are not totally random.  You just have to think like an investor rather than a borrower. ...

Is Insurance an Investment?

You may have heard that one of the best financial decisions that you can make is to purchase an insurance policy to cover you in the case of an unexpected loss. It is easy to assume that you made some sort of “investment” when you purchased this policy, but that couldn’t be further from the...