Sara Colley / September 24, 2016 Cutting Expenses, Continued Utilities When most folks think of utilities they think they can’t possibly cut back anywhere. You’d be surprised. Cable / Television The first place to look is your cable or satellite bill. Cable is no longer the lifeline it once was. You can get most television...
Groceries and Home Supplies
Groceries and Home Supplies This is a tricky category for cutting expenses, because you can’t really cut back on food, and you might end up spending more on this category if you cut back on other categories, such as dining out. However, because it is one of the larger categories for most families in terms...
Automobile
Next we’ll look at your automobile expenses, because for many folks it’s an opportunity to make fast progress with big reductions in spending. We all like shiny new cars that shout out to the world what kind of personality we want to project. Who do you want to be: rugged, elegant, edgy, rich? But if...
Entertainment
We’re going to attack entertainment next. This may not be your second, third or even fourth largest category, but for most folks it is a category where the potential for cutting back is very high. Not fun, maybe, but very high. Dining Out Eating dinners out costs between 5 to 10 times as much as...
Where Should You Park Your Moola? Your Options for A Small Savings Account
Where Should You Park Your Moola? Your Options for A Small Savings Account The time has come to open a savings account. Maybe you’re saving up for college, or perhaps you’re dreaming of a new car. But wait a minute – you don’t know your arm from your elbow when it comes to finances. You...
What Happens If It Doesn’t Pencil Out?
Getting Your Budget to Balance – Part 1 You’ve finished entering in your current income and spending into your shiny new budget. Congratulations! Unless, like most folks, you have more spending than you do income, in which case, congratulations! You’ve identified the problem, and now we can get to work. Start with Expenses Many people...