Welcome to my blog. I am a working mortgage advisor in California, and author of the well-reviewed book The Loan Guide: How to Get the Best Possible Mortgage. (Available on Amazon) I am often contacted as a subject-matter expert and have been quoted in Money.com, Yahoo Finance, U.S. News and World Report, Realtor.com, USA Today, Credit.com and Trulia, to name a few. But really, who cares about that? Here is what you care about:
What you can expect working with me:
(Think of this as your Bill of Rights.)
First, I will take the time to understand your circumstances, concerns and goals. You have the right to have a mortgage advisor truly listen to you so that you can get the best possible mortgage for you and your family.
Second, I will shop your loan from dozens of lenders, so that we can find the best fit for what you want to achieve.
Third, I will stay in contact with you throughout the process so that you always know what is happening and why. I will return calls within four business hours except for rare occasions.
Fourth, you can expect full disclosure. You will see (in writing) what you can expect as far as fees, costs and interest rates.
Finally, you can expect that if anything does not go according to plan (and that happens) that I will address it right away, correct it, develop at least two different options for dealing with it if necessary, and communicate to you what happened as soon as practical.