User Agreement

USER AGREEMENT V.1 (“Agreement”)

1. ACCEPTANCE OF TERMS THROUGH USE

This website is owned by Financial Help Desk LLC (“FinancialHelpDesk”). This Agreement covers all of Financial Help Desk websites (“FHD Websites”), including the one you are currently visiting (“Website”), and any associated content including RSS feeds, emails, newsletters, forums, podcasts, user comments, and social applications. By using any FHD Websites or by clicking “I agree” to this Agreement, you (“User”) signify your agreement to these terms and conditions. If you do not agree to this Agreement please do not use FHD Websites and do not click “I agree.” Please check this Agreement periodically for changes as the owner Financial Help Desk reserves the right to revise this Agreement and your continued use of FHD Websites following the posting of any changes to the Agreement constitutes acceptance of such changes.Financial Help Desk reserves the right to terminate a User’s use of FHD Websites at any time without notice and may do so for any breach of this Agreement or the instructions on FHD Websites by User. This Agreement applies to licensors and advertisers as well.

2. YOU MUST BE OVER 18 TO AGREE TO THIS AGREEMENT AND USE THIS WEBSITE

This Agreement must be completed, understood and agreed to by a person over 18. If a parent or guardian wishes to permit a person under 18, and under his or her supervision, to use this FHD Websites, he or she should email Financial Help Desk with his or her explicit permission and acceptance of full legal responsibility for the minor to do so. If you are not yet 18, if you are easily offended, or are accessing FHD Websites from any country where material on FHD Websites is prohibited or illegal, please leave now as you do not have permission to access FHD Websites.

3. LICENSE TO USE THIS WEBSITE

Upon your agreement to this Agreement, Financial Help Desk LLC hereby grants you a non-exclusive, non-transferable limited license to use FHD Websites in strict accordance with the terms and conditions in this Agreement and as permitted via instructions on FHD Websites. You agree not to make any false or fraudulent statements in your use of or to gain access to FHD Websites. You acknowledge and agree that all content and services available on FHD Websites are property of Financial Help Desk LLC and its advertisers and licensors and are protected by copyrights, moral rights, trademarks, service marks, patents, trade secrets, and other proprietary rights and laws, in the U.S. and internationally. All rights not expressly granted herein are fully reserved by Financial Help Desk LLC, its advertisers and licensors. You agree to pay for any and all purchases and services made using your name and credit card through FHD Websites, not to challenge any such charges and to pay for all collections and/or attorneys fees resulting from any non-payment.

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