The Mortgage Money Pool

3/13/2017 | Casey Fleming Do you wonder where the money comes from that you borrow when you get a mortgage?  Does it matter if you understand the industry and know who is the mortgage money source?  If you like understanding what you are doing when you take on the largest debt you’ve ever had, maybe....

Will Fannie and Freddie Go Broke?

Casey Fleming Nov. 5, 2016 A couple of news outlets this week picked up a report that concluded that Fannie Mae and Freddie Mac would be broke by 2018. Say what? Since we are having the best year in the mortgage business since 2007, and Fannie / Freddie (“the agencies”) make 90% or so of...

Long Term Interest Rate Outlook – Opposing Views

Casey Fleming / October 5, 2016 I write about interest rates a lot, because folks seem to want to know. In my experience, it’s not hard to be right most of the time when projecting out, say, 24 hours or so. Beyond that things get quite murky. We still try, but really who knows? So...

Long Term Interest Rate View – Opposing Views

Where will interest rates be in 2017? (This graphic does not appear to correlate closely with the actual projections.) I write about interest rates a lot, because folks seem to want to know. In my experience, it’s not hard to be right most of the time when projecting out, say, 24 hours or so. Beyond...