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disclaimerThe articles in Financial Help Desk represent the opinions of the writers and are not necessarily the opinion of Financial Help Desk or the editors. While we hope you enjoy the articles and resources here, the financial circumstances of every individual are unique, and no generic advice is right for everyone.

No warranty is made that your personal results will be the same as the writer’s, and neither Casey Fleming nor Financial Help Desk are responsible for decision you make about your personal finances. We recommend that you educate yourself with the information in Financial Help Desk and as many other sources as possible, and then engage the services of a qualified financial professional who specializes in whatever area of your finances you are seeking help in.

You are entirely responsible for any decisions you make regarding your personal finances. All articles are copyrighted and may not be used or reprinted without permission.