What Happens If It Doesn’t Pencil Out?

Getting Your Budget to Balance – Part 1 You’ve finished entering in your current income and spending into your shiny new budget. Congratulations! Unless, like most folks, you have more spending than you do income, in which case, congratulations! You’ve identified the problem, and now we can get to work. Start with Expenses Many people...

Designing Your Budget, Continued – Categories That Are Easier to Adjust

Designing Your Budget, Continued – Categories That Are Easier to Adjust Debt Repayment Other than mortgage debt, if you have chronic debt then you hopefully understand why it’s important to get out of it if you can. Interest expense is eating up your retirement – and that’s not an exaggeration. High debt is keeping you...

How to Create a Successful Family Budget

Are you ready to live with a successful family budget? Since you clicked on this link, it’s likely you’ve at least asked yourself that question. Family budgets, however, are hard to make and harder to keep. The rewards of living within a successful budget, on the other hand, are terrific. Let’s see if one is...