Category: Budgeting

Pick Your Team of Budget Directors

Sara Colley / October 8, 2016 Primary Wage Earner If you are a single person, you needn’t worry about asking anyone else to contribute to your budget plan. However, you may want input from...

Non-Negotiable Budget Categories

Sara Colley / October 7, 2016 Non-Negotiable Budget Categories Some expenses you will not be able to easily change. It is important, therefore, to get your initial budget numbers right in these categories, or...

Cutting Utilities

Cutting Utilities

Sara Colley / September 24, 2016 Cutting Expenses, Continued Utilities When most folks think of utilities they think they can’t possibly cut back anywhere.  You’d be surprised. Cable / Television The first place to...

Groceries and Home Supplies

Groceries and Home Supplies This is a tricky category for cutting expenses, because you can’t really cut back on food, and you might end up spending more on this category if you cut back...

Automobile

Next we’ll look at your automobile expenses, because for many folks it’s an opportunity to make fast progress with big reductions in spending. We all like shiny new cars that shout out to the...

Entertainment

We’re going to attack entertainment next. This may not be your second, third or even fourth largest category, but for most folks it is a category where the potential for cutting back is very...